According to a survey of 2,000 households, 16% have damaged their homers or their property while attempting to make improvements. 20% also admitted to injuring either themselves, or someone else, while carrying out DIY. This is supported by figures from the Society for the Prevention of Accidents, which estimate 200,000 DIY enthusiasts turn up at hospital each year.

If you’ve ever had a nice bicycle stolen from your house or from where you last left it then you may have found yourself uninsured and at a financial loss.

Home insurance is a basic term for two different types of insurance policy. Buildings insurance to cover the construction of your property and home contents insurance to protect your valuables and other household objects.